The importance of an Occupancy Certificate

“We are happy to inform you that your dream home is ready for possession and registration. Handover & registration process will be initiated on receipt of the balance payment. We wish you a comfortable stay in your new apartment.” 

This is the news you have been waiting for! Ever since the day that you booked the apartment, three years ago, you have been saving and planning to fulfil the dream of your very own home.

This email is soon followed by the Final Payment Request Letter (FPRL) with details of the final amounts due to be paid by you. It goes on to inform you about the consequences of delay.

“Please note that if you fail to take possession of your unit, for any reason, by ……. (date), you will be charged Rs 10,000 per month as Holding and Caretaker Charges, till the unit is taken over. In case the unit is not taken over during the Warranty Period you will not be entitled for any rectification in your Unit. In case you fail to register your unit by ……. (date), you will be charged Rs 10,000 as one time documentation, coordination and logistic charges.”

Team games are won by “teams”

Over the past month I’d been saving my newspapers for World Cup Football pictures that would otherwise be difficult to come by. This for my CapsToKeep fridge magnets – Brazil 2014 specials!

CapsToKeep fridge magnets

While flipping through the newspaper pile, I chanced upon the Hindustan Times (HT) 29th June 2014. This was just after the group matches, and carried a Football “Dream Team”.

FIFA fever

The last time I was “involved” in a World Cup Football final was in 2002. We were living in Singapore, and with its expatriate population and touristy attractions, the floating footballs, and the yellow Ronaldo mannequins in the shop windows were hard to miss. 

The monsoon has arrived!

When roads become rivers and cars become boats, you know the monsoon has arrived in Mumbai!